July 23, 2011 
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IF YOU ARE NOT APPROVED… Your Refundable Deposit For Processing Will Be Returned To You Automatically ASAP. Guaranteed.
NeverRepayIt.com finds that many people apply just so they can take advantage of the easy Funding Program, but have no intent to actually finish the process.
Read more…
May 28, 2010 0 Comments
The rights and wrongs of debt help
Debt can be stressful for anyone, and figuring out where to go or who to talk to can often be difficult.
Getting the ‘wrong kind’ of debt help could mean you stay in debt, or may even make your debts worse, while the right debt help – from the right debt adviser – can help you get out of debt in a realistic and affordable manner.
‘The wrong debt help’
Some people with debts will look into debt consolidation loans – new loans that are used to repay their existing unsecured debts in one go, leaving them to repay the loan at a rate they’re sure they can afford.
This can, in many cases, be a good idea, but it is crucial that you avoid ‘loan sharks’ – they are unlicensed lenders and by definition operate on the wrong side of the law (it is illegal to lend money without a Consumer Credit Licence).
So, if you are thinking about consolidating your debts with a debt consolidation loan, you should speak to a professional debt adviser.
‘The wrong debt advice’
Your family and friends may be there for you during stressful times, but the way they tackled their debts may not be the right way for you to tackle yours.
You should contact a professional debt adviser to make sure you get personalised advice – advice that really takes your personal circumstances into account.
‘The wrong debt solution’
Debt solutions are designed to help people improve their financial situation and get out of debt. However, there are several different debt solutions, and they will suit people in different financial situations. For example:
A tenant with 40,000 of unsecured debt may be advised to look into bankruptcy. However
A homeowner with the same amount of unsecured debt may be advised to look into an IVA (Individual Voluntary Arrangement). Whereas
An individual with around 6,000 of unsecured debts may be advised to look into a debt management plan.
Please bear in mind that whether they’re a tenant or a homeowner isn’t the sole factor to be taken into consideration when someone is looking for a debt solution – and nor is the actual amount of debt they have taken on. It is also a question of commitments, age, job security and income, amongst other things.
Speaking to a professional debt adviser is vital before you make any financial decisions – regardless of how much debt you actually have. You may find that all you need is a bit of help managing your debts, or you may be advised to look into a specific debt solution. Whether it’s a debt management plan, an IVA (Individual Voluntary Arrangement) or a debt consolidation loan, a professional debt adviser should be able to point you towards the most suitable solution for you.
For more debt advice including debt management, IVA and debt consolidation information visit debtadvicenow.co.uk
Article from articlesbase.com
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